What Are Interest Rates?

Interest rates represent the cost of borrowing money. They are expressed as a percentage of the loan amount and vary depending on the lender, the borrower, and market conditions.

Why Are Interest Rates Important?

Interest rates are crucial for borrowers and investors alike. For borrowers, they determine the cost of loans, while for investors, they influence the return on investment for various financial products, including savings accounts, bonds, and more.

Latest Treasury Rates 2024-05-20

Time Rate 1 day chg 7 days chg
1 month5.500.00 (0.00%)-0.01 (-0.18%)
2 month5.470.00 (0.00%)0.00 (0.00%)
3 month5.45-0.01 (-0.18%)-0.02 (-0.37%)
6 month5.430.02 (0.37%)0.00 (0.00%)
1 year5.150.01 (0.19%)-0.02 (-0.39%)
2 year4.82-0.01 (-0.21%)-0.05 (-1.03%)
3 year4.620.02 (0.43%)-0.03 (-0.65%)
5 year4.460.02 (0.45%)-0.06 (-1.33%)
7 year4.440.01 (0.23%)-0.07 (-1.55%)
10 year4.440.02 (0.45%)-0.06 (-1.33%)
20 year4.680.02 (0.43%)-0.06 (-1.27%)
30 year4.580.02 (0.44%)-0.06 (-1.29%)