FISI Live signaler | Maksimer profitt med Getagraph.com

Live Chart Being Loaded With Signals

Commentary (1 jul 2024 @ 21:02):
Our systems believe the stock currently is undervalued by 0.04% compare to its pairs and should correct upwards.

Stats
Dagens volum	30 216
Gjennomsnittsvolum	51 611
Markedsverdi	294.26M
EPS	$0.110 ( Q1 \| 2024-05-06 )
Neste inntjeningsdato	( $0.700 ) 2024-07-25
Last Dividend	$0.300 ( 2024-06-14 )
Next Dividend	$0 ( N/A )
P/E	7.62 (Sector) 19.12 (Industry) 0
ATR14	$0.0550 (0.29%)

ABCB -0.02%

ACNB -0.33%

AFBI -0.66%

ALRS -0.82%

ALTA -1.25%

AMAL -1.02%

AMNB -0.33%

AMRB 2.00%

AMTB -0.53%

AMTBB -1.24%

AROW 0.15%

ASRV 1.77%

ATLO -1.71%

AUB -0.33%

AUBN -2.68%

BAFN 0.26%

BANF -0.55%

BANR -0.66%

BCBP -1.32%

BCML 0.29%

BCOW -1.34%

BFC -0.28%

BFIN 0.87%

BFST -1.29%

BKSC -0.81%

BLFY -0.61%

BMRC 0.86%

BMTC -1.57%

BOCH -1.56%

BOKF -0.55%

BOTJ -4.26%

BPFH 0.07%

BPOP 0.42%

BPRN -3.22%

BRKL 2.70%

BSBK -0.45%

BSRR -0.76%

BSVN 0.48%

BUSE -1.12%

BWB -0.95%

BWBBP 0.06%

BWFG 0.51%

BYFC 2.92%

CAC -0.67%

CALB 0.47%

CARE -0.79%

CARV 5.67%

CASH 1.04%

CATC -0.93%

CATY -1.09%

CBAN -0.57%

CBFV 1.06%

CBNK 0.68%

CBSH -0.70%

CCB 0.02%

CCBG -1.44%

CCNE -2.55%

CFB 0.00%

CFBK -2.35%

CFFI -2.59%

CFFN -0.64%

CFSB 0.31%

CHCO -0.70%

CHMG -2.10%

CIVB -3.22%

CIZN 0.13%

CLBK -0.50%

CLDB 1.39%

CLST -0.09%

CNBKA 0.06%

CNNB 0.32%

CNOB 0.66%

CNOBP 0.89%

COFS -1.40%

COLB 0.10%

CSTR 0.05%

CTBI -0.16%

CULL -0.29%

CVBF -0.87%

CVCY 2.26%

CVLY 4.98%

CWBC -2.27%

CZNC -2.46%

CZWI -0.35%

DCOM -1.81%

DCOMP -1.01%

EBC -0.97%

EBMT -0.15%

EBSB -2.03%

EBTC -3.58%

EFSC -1.70%

EFSCP -2.92%

EGBN -0.95%

EQBK -0.95%

ESBK 0.04%

ESQ -1.42%

ESSA 0.45%

ESXB -3.99%

FBIZ -0.98%

FBMS -1.66%

FBNC -0.63%

FCAP 0.00%

FCBC -1.57%

FCBP 0.83%

FCCO -1.74%

FCCY 3.81%

FCNCA 1.92%

FCNCO -0.36%

FCNCP -0.15%

FDBC 2.10%

FFBC -0.54%

FFBW 0.00%

FFIC -0.30%

FFIN -1.74%

FFNW 0.54%

FFWM 0.08%

FGBI -0.44%

FGBIP 1.37%

FHB -0.19%

FIBK -0.94%

FINW 2.45%

FISI -1.40%

FITB -0.41%

FITBI 0.47%

FITBO 0.87%

FITBP -0.31%

FLIC 1.40%

FMAO -2.41%

FMBH -1.48%

FMBI 2.77%

FMBIO -0.08%

FMBIP -0.34%

FMNB -0.72%

FNCB 5.30%

FNLC -1.29%

FNWB -1.03%

FNWD 0.20%

FRAF -0.28%

FRBA -0.31%

FRBK 0.00%

FRME -1.47%

FRST 0.52%

FSBC 0.08%

FSBW -2.09%

FSEA 0.00%

FSFG 2.47%

FULT -0.12%

FULTP 1.41%

FUNC -0.29%

FUSB 2.81%

FVCB -3.85%

FXNC 0.07%

GABC -1.32%

GBCI -0.56%

GBNY -0.10%

GCBC -3.93%

GFED 0.06%

GGAL -7.82%

GLBZ -4.38%

GNTY -3.33%

GSBC -0.76%

HAFC -2.09%

HBAN -0.11%

HBANM -1.16%

HBANN -0.08%

HBANO 0.08%

HBANP -0.93%

HBCP -2.07%

HBMD 0.00%

HBNC 0.57%

HBT -1.13%

HFBL -2.85%

HFWA -0.39%

HIFS 0.07%

HMNF 0.57%

HMST 0.44%

HNVR -1.82%

HOMB -0.54%

HONE -1.44%

HOPE -0.56%

HTBI -0.60%

HTBK -2.20%

HTLF -0.47%

HTLFP 0.50%

HVBC 2.06%

HWBK 2.73%

HWC -0.77%

IBCP -2.67%

IBOC 1.05%

IBTX -0.38%

ICBK 1.91%

INBK 0.48%

INDB -1.02%

ISTR -1.37%

KFFB 1.22%

KRNY -1.38%

LARK 1.43%

LBAI 1.13%

LBC 0.55%

LCNB -2.95%

LEVL -0.94%

LEVLP 0.23%

LKFN -1.39%

LMST 0.00%

LOB -1.94%

LSBK -5.68%

MBCN -3.05%

MBIN 1.26%

MBINN -0.07%

MBINO 0.69%

MBINP 0.16%

MBNKP 1.80%

MBWM -1.63%

MCBC 0.07%

MCBS -0.95%

MFNC 0.56%

MGYR -0.62%

MLVF -0.29%

MNSB -4.29%

MNSBP -0.67%

MOFG -1.49%

MPB -0.07%

MRBK -1.62%

MSBI -0.26%

MSVB 0.00%

MVBF -0.59%

MYFW -0.59%

NBN -0.39%

NBTB -1.42%

NCBS 0.35%

NECB 0.22%

NFBK 0.00%

NKSH 3.43%

NRIM -1.56%

NSTS -1.03%

NWBI -0.87%

NWFL -3.15%

OBNK 0.00%

OBT -7.51%

OCFC -1.07%

OCFCP -0.04%

ONB 0.00%

ONBPO 0.82%

ONBPP 1.13%

OPBK -1.04%

OPHC -0.93%

OPOF 0.00%

ORRF 4.09%

OSBC 0.07%

OVBC -2.25%

OVLY -1.08%

OZK -0.61%

OZKAP -0.45%

PACW -2.71%

PBBK 1.51%

PBFS 2.20%

PBHC -2.30%

PCB -2.33%

PDLB -0.11%

PEBK -3.12%

PEBO -1.37%

PFBC -0.94%

PFBI -0.34%

PFC -0.42%

PFHD -0.52%

PFIS -1.64%

PGC -1.90%

PKBK -4.99%

PLBC -3.25%

PMBC -1.16%

PNBK 3.74%

PNFP -0.67%

PNFPP 0.10%

PPBI -0.96%

PROV -1.70%

PTRS 0.99%

PVBC 1.08%

PWOD -0.73%

QCRH -0.85%

RBB -0.05%

RBCAA -1.94%

RBKB 0.38%

RBNC 1.40%

RIVE 1.44%

RMBI -0.77%

RNST -0.26%

RRBI -0.17%

RVSB 2.01%

SAL 1.57%

SASR -1.64%

SBCF -0.85%

SBFG 0.00%

SBNY -1.27%

SBNYP 0.00%

SBSI -1.88%

SBT -1.34%

SFBC -2.07%

SFBS -0.65%

SFNC -0.85%

SFST 0.21%

SHBI -0.52%

SIVB 0.00%

SIVBP 0.00%

SLCT 0.00%

SMBC -1.33%

SMBK -0.85%

SMMF -2.50%

SPFI 2.78%

SRCE -0.30%

SSB -0.36%

SSBI -5.82%

SSBK -1.36%

STBA -0.55%

STXB -0.23%

SVBI 1.55%

SYBT -0.28%

TBBK 0.13%

TBNK -0.25%

TCBC 1.93%

TCBI -0.55%

TCBIO 1.00%

TCBK -1.21%

TCBS -1.99%

TCBX -0.80%

TCFC -1.56%

TECTP 0.88%

TFSL -1.35%

THFF -0.81%

TOWN -0.70%

TRMK -0.82%

TRST -0.56%

TSBK 0.22%

TSCAP 0.00%

TSCBP -0.53%

UBCP 1.26%

UBFO -0.28%

UBOH 0.00%

UBSI -0.52%

UCBI -1.34%

UCBIO -0.60%

UMBF -0.53%

UMPQ 0.00%

UNB -0.37%

UNTY -1.18%

USCB -0.78%

UVSP -0.39%

VBFC 5.43%

VBNK -2.91%

VBTX -1.38%

VLY -0.64%

VLYPO -0.52%

VLYPP -0.56%

WABC -0.78%

WAFD -0.94%

WAFDP -0.75%

WASH -1.32%

WMPN -0.88%

WNEB 0.00%

WSBC -0.02%

WSBCP 0.12%

WSBF 0.55%

WSFS -0.86%

WTBA -2.17%

WTFC 0.92%

WTFCM 0.62%

WTFCP 0.63%

ZION 0.05%

ZIONO 0.22%

ZIONP -0.98%

Insider Trading

Date	Person	Action	Amount	type
2024-06-05	Harting Bruce W	Buy	2 001	Common Stock
2024-06-05	Riveros Mauricio F	Buy	2 001	Common Stock
2024-06-05	Gullo Samuel M	Buy	2 001	Common Stock
2024-06-05	Glaser Robert M	Buy	2 000	Common Stock
2024-06-05	Glaser Robert M	Buy	2 001	Common Stock

INSIDER POWER
62.44
Last 84 transactions
Buy: 128 735 \| Sell: 25 394

Korrelasjon (AI algo v.1.1b): Undervalued: 0.04% $19.06 paired level. (Algoen sporer endringene til de mest korrelerte aksjene i sanntid og gir umiddelbar oppdatering)

Volum Korrelasjon

Lang: 0.45 (neutral)

Kort: -0.28 (neutral)

Signal:(52.732) Neutral

Financial Institutions Korrelasjon

10 Mest positive korrelasjoner
SINT	0.917
SMPL	0.91
GOVX	0.91
AGFY	0.901
INDB	0.9
MRBK	0.899
REVB	0.897
BIOL	0.896
EXTR	0.894
SGBX	0.893

10 Mest negative korrelasjoner
MSVB	-0.932
OWL	-0.912
ASMB	-0.907
EZPW	-0.905
KINS	-0.903
DUSA	-0.897
BRAC	-0.893
FLXS	-0.893
FAAR	-0.893
MTEK	-0.893

Visste du det?

Korrelasjon er en statistisk måling som beskriver forholdet mellom to variabler. Den varierer fra -1 til 1, hvor -1 indikerer en perfekt negativ korrelasjon (hvor en variabel øker, går den andre ned), 1 indikerer en perfekt positiv korrelasjon (hvor en variabel øker, går den andre også opp), og 0 indikerer ingen korrelasjon (det er ingen forhold mellom variablene).

Korrelasjon kan brukes til å analysere forholdet mellom to variabler, ikke bare aksjer. Det er vanligvis brukt innen områder som finans, økonomi, psykologi, og mer.

Financial Institutions Korrelasjon - Valuta/Råvare

0.21
( neutral )

0.29
( neutral )

0.00
( neutral )

0.24
( neutral )

0.40
( neutral )

0.45
( neutral )

Financial Institutions Økonomi

Annual	2023
Omsetning:	$331.24M
Bruttogevinst:	$48.24M (14.56 %)
EPS:	$3.17

FY	2023
Omsetning:	$331.24M
Bruttogevinst:	$48.24M (14.56 %)
EPS:	$3.17

FY	2022
Omsetning:	$212.35M
Bruttogevinst:	$212.35M (100.00 %)
EPS:	$3.58

FY	2021
Omsetning:	$199.56M
Bruttogevinst:	$199.56M (100.00 %)
EPS:	$4.91

Financial Reports:

No articles found.

Financial Institutions Dividends

(Q3/22)	(Q4/22)	(Q1/23)	(Q2/23)	(Q3/23)	(Q4/23)	(Q1/24)	(Q2/24)	(Q3/24)	(Q4/24)
$0.290 (N/A)	$0.290 (N/A)	$0.300 (N/A)	$0.300 (N/A)	$0.300 (N/A)	$0.300 (N/A)	$0.300 (N/A)	$0.300 (N/A)	$0 (N/A)	$0 (N/A)

Financial Institutions Dividend Information - Dividend King

Dividend Sustainability Score: 7.04 - good (70.43%) | Divividend Growth Potential Score: 4.27 - Stable (14.68%)

Very Unsafe

High risk of being cut

Unsafe

Heightened risk of being cut

Borderline

Moderate risk of being cut

Safe

Unlikely to be cut

Very Safe

Very unlikely to be cut

Information

First Dividend	$0.0800	1999-09-15
Last Dividend	$0.300	2024-06-14
Next Dividend	$0	N/A
Payout Date	2024-07-02
Next Payout Date	N/A
# dividends	99	--
Total Paid Out	$17.39	--
Avg. Dividend % Per Year	3.82%	--
Score	5.71	--
Div. Sustainability Score	7.04
Div.Growth Potential Score	4.27
Div. Directional Score	5.65	--

Next Divdend (Est)
(2024-07-03)

$0.304 Estimate 74.54 %

Dividend Stability

0.99 Excellent

Dividend Score

5.71

Pay Frequency

Quarterly

Yearly Payout

Year	Amount	Yield
1999	$0.160	1.07%
2000	$0.420	3.50%
2001	$0.360	2.64%
2002	$0.580	2.45%
2003	$0.640	2.20%
2004	$0.640	2.34%
2005	$0.400	1.69%
2006	$0.340	1.74%
2007	$0.460	1.99%
2008	$0.540	3.01%
2009	$0.400	2.77%
2010	$0.400	3.39%
2011	$0.470	2.44%
2012	$0.570	3.48%
2013	$0.740	3.86%
2014	$0.770	3.20%
2015	$0.800	3.21%
2016	$0.810	3.01%
2017	$0.850	2.51%
2018	$0.960	3.08%
2019	$1.000	3.83%
2020	$1.040	3.22%
2021	$1.080	4.82%
2022	$1.160	3.62%
2023	$1.200	4.88%
2024	$0.600	2.80%

Dividend Commentary

The company's strong Dividend Sustainability Score (DSS) indicates its robust capacity to uphold current dividend levels. Unfortunately, its low Dividend Growth Potential Score (DGPS) suggests limited prospects for dividend growth. On the whole, the dividend outlook remains neutral, meriting close observation of both the company's financial health and growth prospects.

Dividend History

Ex Date	Amount	Declaration Date	Record Date	Payment Date
14 Jun 2024	$0.300	22 May 2024	14 Jun 2024	02 Jul 2024
14 Mar 2024	$0.300	13 Feb 2024	15 Mar 2024	02 Apr 2024
13 Dec 2023	$0.300	15 Nov 2023	14 Dec 2023	02 Jan 2024
13 Sep 2023	$0.300	21 Aug 2023	14 Sep 2023	02 Oct 2023
14 Jun 2023	$0.300	24 May 2023	15 Jun 2023	03 Jul 2023
15 Mar 2023	$0.300	17 Feb 2023	16 Mar 2023	03 Apr 2023
15 Dec 2022	$0.290	21 Nov 2022	16 Dec 2022	03 Jan 2023
15 Sep 2022	$0.290	22 Aug 2022	16 Sep 2022	03 Oct 2022
16 Jun 2022	$0.290	25 May 2022	17 Jun 2022	05 Jul 2022
17 Mar 2022	$0.290	17 Feb 2022	18 Mar 2022	04 Apr 2022
16 Dec 2021	$0.270	19 Nov 2021	17 Dec 2021	03 Jan 2022
16 Sep 2021	$0.270	24 Aug 2021	17 Sep 2021	04 Oct 2021
17 Jun 2021	$0.270	26 May 2021	18 Jun 2021	02 Jul 2021
18 Mar 2021	$0.270	25 Feb 2021	19 Mar 2021	02 Apr 2021
18 Dec 2020	$0.260	25 Nov 2020	21 Dec 2020	04 Jan 2021
10 Sep 2020	$0.260	25 Aug 2020	11 Sep 2020	02 Oct 2020
11 Jun 2020	$0.260	27 May 2020	12 Jun 2020	02 Jul 2020
18 Mar 2020	$0.260	27 Feb 2020	19 Mar 2020	02 Apr 2020
12 Dec 2019	$0.250	26 Nov 2019	13 Dec 2019	02 Jan 2020
12 Sep 2019	$0.250	20 Aug 2019	13 Sep 2019	02 Oct 2019

Top 10 dividend Companies for NASDAQ

Symbol	Title	Last dividend	Frequency	Years Dividend	Yearly Dividend	Score
OXLC	Dividend Diamond	2024-09-16	Monthly	14	15.03%	9.60
DMLP	Dividend Diamond	2024-04-26	Quarterly	22	10.71%	9.35
OXSQ	Dividend Diamond	2024-09-16	Monthly	21	12.73%	9.02
ARLP	Dividend Royal	2024-05-07	Quarterly	26	9.67%	8.87
PNNT	Dividend Royal	2024-06-14	Monthly	18	9.49%	8.82
MFIC	Dividend Royal	2024-06-11	Quarterly	21	10.89%	8.79
SPOK	Dividend Royal	2024-05-23	Quarterly	20	8.73%	8.72
PSEC	Dividend Royal	2024-06-25	Monthly	21	9.03%	8.65
SBLK	Dividend Royal	2024-06-06	Quarterly	17	13.10%	8.63
GBDC	Dividend Royal	2024-11-29	Bi-Monthly	15	8.53%	8.62

Dividend Sustainability Score (DSS)

Ratio	Actual Value	Weight	Normalized Value	Score	Range
netProfitMarginTTM	0.141	1.500	7.18	10.00	[0 - 0.5]
returnOnAssetsTTM	0.00639	1.200	9.79	10.00	[0 - 0.3]
returnOnEquityTTM	0.266	1.500	8.15	10.00	[0.1 - 1]
payoutRatioTTM	0.495	-1.000	5.05	-5.05	[0 - 1]
currentRatioTTM	0.136	0.800	-4.32	-3.46	[1 - 3]
quickRatioTTM	0.613	0.800	-1.100	-0.880	[0.8 - 2.5]
cashRatioTTM	0.123	1.500	-0.430	-0.645	[0.2 - 2]
debtRatioTTM	0.0413	-1.500	9.31	-10.00	[0 - 0.6]
interestCoverageTTM	0.528	1.000	-0.916	-0.916	[3 - 30]
operatingCashFlowPerShareTTM	0.970	2.00	9.68	10.00	[0 - 30]
freeCashFlowPerShareTTM	-2.73	2.00	-1.365	-2.73	[0 - 20]
debtEquityRatioTTM	0.583	-1.500	7.67	-10.00	[0 - 2.5]
grossProfitMarginTTM	1.000	1.000	10.00	10.00	[0.2 - 0.8]
operatingProfitMarginTTM	0.189	1.000	8.22	8.22	[0.1 - 0.6]
cashFlowToDebtRatioTTM	0.0575	1.000	-0.792	-0.792	[0.2 - 2]
assetTurnoverTTM	0.0453	0.800	-3.03	-2.43	[0.5 - 2]
Total Score				7.04

Dividend Growth Score (DGS)

Ratio	Actual Value	Weight	Normalized Value	Score	Range
peRatioTTM	7.39	1.000	9.35	0	[1 - 100]
returnOnEquityTTM	0.266	2.50	8.81	10.00	[0.1 - 1.5]
freeCashFlowPerShareTTM	-2.73	2.00	-0.910	-2.73	[0 - 30]
dividendYielPercentageTTM	6.21	1.500	10.00	0	[0 - 0.4]
operatingCashFlowPerShareTTM	0.970	2.00	9.68	10.00	[0 - 30]
payoutRatioTTM	0.495	1.500	5.05	-5.05	[0 - 1]
pegRatioTTM	0.374	1.500	-0.842	0	[0.5 - 2]
operatingCashFlowSalesRatioTTM	0.0524	1.000	-1.190	0	[0.1 - 0.5]
Total Score				4.27

Financial Institutions Options Data

Calls

Contract Name	Last Trade Date (EDT)	Strike	Last Price	Bid	Ask	Change	% Change	Volume	Open Interest	Implied Volatility	Strike Date
No data available

Puts

Contract Name	Last Trade Date (EDT)	Strike	Last Price	Bid	Ask	Change	% Change	Volume	Open Interest	Implied Volatility	Strike Date
No data available

Financial Institutions

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 48 banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Schuyler, Steuben, Wayne, Wyoming, and Yates counties, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.